Medicare – How do you decide which is best for you?
By: Lupe Bruneman, HCMBA
Ph: (786) 322.8633
So many options!
17 Medicare Advantage Health Insurance Carriers, 83 products in Dade County, and over 10,000 licensed health insurance agents in Florida!!
This is what Medicare recipients in Dade, Broward, and Palm Beach counties are faced with every year when and if they need to choose supplemental Medicare coverage.
There’s also the constant marketing received in the mail, phone calls, television commercials, and retail store kiosks in food supermarkets and pharmacies offering to help you choose “the right plan for you”! So who can you trust?
How can YOU take control of YOUR healthcare so you have the best coverage when you are sick, which is when you need it most?
Here are a few tips to help you become a more educated consumer:
- Know that you have many options: If anyone shows you only ONE plan, ask them to explain why THAT plan is best for you and to show you a comparison of several options, not just ONE.
- Each person has different needs and situations: Talking to friends, family, or neighbors will give you some idea of the choices available, but their situation may not be the same as yours. Make sure you talk to a licensed and experienced agent who can discuss ALL the options available to you.
Make sure the options you are being offered cover medications and any doctors and facilities you want to be able to visit.
