The American Rescue Plan increases financial assistance and makes more people eligible for help


There have been several changes by the government recently that allow more people living in Florida to sign-up for affordable health insurance. President Biden recently signed a COVID-19 relief law (American Rescue Plan) that provides additional financial assistance and allows even more Floridians to get health insurance through the Affordable Care Act (ACA), sometimes referred to as Obamacare.

The government also has reopened enrollment in the Federal Exchange until May 15, so Floridians can take advantage of the new financial assistance options that are available to them. And with the recent Temporary Protected Status (TPS) decree, thousands of Venezuelans currently living in the U.S. may also qualify for an ACA health plan with financial assistance due to their changed immigration status.

Highlights of these recent changes include:


  • If you are currently enrolled in an ACA plan, you may now be eligible for more financial assistance to lower your monthly bill or upgrade your plan for the same cost. The monthly cost will decrease roughly $50 per person and $85 per policy on average.
  • If you couldn’t get financial assistance (or a subsidy) in the past because your income was too high, you may be able to now. More than 300,000 Floridians are now eligible for financial assistance who didn’t qualify previously.
  • Four out of five people who sign-up for an ACA plan can find one for a payment of $10 or less per month.


Health insurance can be confusing at times, so it’s a good idea to talk to a licensed agent who can explain these recent changes and how they may lower your bills.

Florida Blue has agents who can speak to you on the phone or by video chat to explain your options. They’ll take the time to understand your budget, your situation, your needs, and concerns, and then match you to an affordable plan that works for you. You can find an agent located in your community ready to help you by visiting or calling 800-670-9271.


Health insurance is offered by Blue Cross and Blue Shield of Florida Inc., DBA Florida Blue. HMO coverage is offered by Health Options Inc., DBA Florida Blue HMO. These companies are independent licensees of the Blue Cross and Blue Shield Association. These policies have limitations and exclusions. Benefits displayed are only available in certain plans and counties.  The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.  “If you already had health insurance in 2021, speak with one of our agents to find out how changing plans could impact your deductibles and out of pocket maximums.”

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